About Gopher GOLD

Gopher GOLD is money you can add to your U Card to make purchases all over campus using your U Card. The Gopher GOLD Account is the University of Minnesota declining balance account on the U Card — it is not a bank account.

  • $1.00 in Gopher GOLD is equivalent to $1.00 in US Currency
  • You do not need to sign up for your Gopher GOLD account. It is already available on your U Card
  • You must have money in your account to spend it. You cannot overdraft or go negative. You can store up to $1000 in your Gopher GOLD account.
  • Gopher GOLD is not just for students; staff and faculty can use it too!

Why Use Gopher GOLD?

Gopher GOLD is also the only account on the U Card that can be used all over campus. 

Debt Free

Because Gopher GOLD is a prepaid account on your U Card, you cannot overdraft or go negative.

Save Money!

We often offer discounts/promotions at different locations on campus when you use Gopher GOLD.


U Card lost or stolen? You can deactivate your U Card in the office or online, keeping your money secure.


No need to carry your wallet or cash. You just need your U Card with you to make purchases.

Pay for Printing

Gopher GOLD is the only way to pay for printing at libraries and computer labs on campus.


Get a new U Card? Your balance will automatically transfer. Balances also roll over each semester/year.

Get Started

Your Gopher GOLD account is already on your U Card - just make a deposit to start using it all across campus!

Learn How